Hcs:235T Wk 4 Discussion Choosing Health Insurance Plans

Understanding the various models of health insurance in the United States is essential in helping you develop foundational health care knowledge for your role as a health care administrator. Think about how health care is paid for or financed, the structure of the model (e.g., gatekeeper, open-access, or combination of both), and the benefits and the challenges for providers. Choose 3 of the following types of health insurance plans. Provide a realistic scenario where each of these plans would be the best fit for a specific patient. • Health maintenance organization (HMO) • Preferred provider organization (PPO) • Point-of-service (POS) • Provider-sponsored organization (PSO) • High deductible health plans (HDHPs) and health savings accounts (HSAs)